Kinance vs Spendee

Spendee suits people who want bank accounts synced automatically and a free plan to start. Kinance suits households that want everyone, kids included, logging into one shared picture without linking a bank. Spendee has a free Basic plan; Kinance has a 14-day free trial, then a paid plan.

Spendee facts checked on 29 September 2026 from its own public pages (sources below). Prices and features change; check Spendee for the latest.

Side by side

Price: Kinance: Personal $2.99/month, Family $5.99/month (or Rs 390 / Rs 690 in Sri Lanka). Yearly is 10× monthly.; Spendee: Basic free; Plus $1.99/month or $14.99/year; Premium $5.99/month or $35.99/year. Spendee notes prices may differ by country.
Free option: Kinance: 14-day free trial of everything, no card to start. No free plan after that.; Spendee: Free Basic plan (1 cash wallet, 1 budget). 7-day free trial of paid plans.
Bank sync: Kinance: No. You log by tapping, snapping a receipt or pasting a bank text.; Spendee: Yes, on Premium, for supported banks.
Sharing: Kinance: Up to 5 people per workspace on Family, with owner, admin and member roles.; Spendee: Shared wallets on Plus and Premium.
Kids: Kinance: Kids get their own app with Kip, wallets, goal jars, pocket money and limits.; Spendee: No kids mode listed.
Receipt scanning: Kinance: Yes. A photo fills in the shop, amount, category and date.; Spendee: Not listed on the pricing page.
Where it runs: Kinance: In any browser, phone first.; Spendee: iOS, Android and web. Budgets on iOS and Android.

Kinance compared with Spendee
	Kinance	Spendee
Price	Personal $2.99/month, Family $5.99/month (or Rs 390 / Rs 690 in Sri Lanka). Yearly is 10× monthly.	Basic free; Plus $1.99/month or $14.99/year; Premium $5.99/month or $35.99/year. Spendee notes prices may differ by country.
Free option	14-day free trial of everything, no card to start. No free plan after that.	Free Basic plan (1 cash wallet, 1 budget). 7-day free trial of paid plans.
Bank sync	No. You log by tapping, snapping a receipt or pasting a bank text.	Yes, on Premium, for supported banks.
Sharing	Up to 5 people per workspace on Family, with owner, admin and member roles.	Shared wallets on Plus and Premium.
Kids	Kids get their own app with Kip, wallets, goal jars, pocket money and limits.	No kids mode listed.
Receipt scanning	Yes. A photo fills in the shop, amount, category and date.	Not listed on the pricing page.
Where it runs	In any browser, phone first.	iOS, Android and web. Budgets on iOS and Android.

Which one is for you?

Choose Spendee if

You want transactions pulled in from your bank automatically.
You want a free plan you can stay on.
You track mostly alone or share a single wallet with a friend.

Choose Kinance if

Your partner and kids should log too, each with the right view.
You would rather not link a bank or hand over bank passwords.
You want your kids learning with their own app, pocket money and savings goals.

Try Kinance free14 days free · No card to start

Questions

Is Kinance cheaper than Spendee?

Spendee Plus costs less than Kinance Personal, and Spendee has a free plan. Kinance Family is priced for up to 5 people, including kids with their own app, which Spendee does not offer.

Can I move from Spendee to Kinance?

Kinance does not import Spendee files yet. Most people start fresh with current balances and log from today, which takes a few minutes.

Does Kinance connect to my bank like Spendee?

No. Kinance never asks for bank logins. Paste the text your bank sends, or snap a receipt, and Kinance fills in the entry.

Sources

Spendee pricing page, checked 29 September 2026
Kinance: pricing and FAQ

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