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Teach money by letting them handle some.

Kids get their own app with Kip as their guide. They log what they spend and save; you set pocket money and limits and see everything.

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Hi Mia!

My money

$47

In 2 wallets

Spent this week$6
Got this week$10

Saving for

New bike

$49 of $120

Log a spend
Sample data

See it in 19 seconds

Read what the video shows
  1. Bring your kids into the money talk.
  2. Mia saves $5 for her bike.
  3. Her goal jar fills, and Kip cheers.
  4. Their own app, their own money. Wallets and goal jars they can see.
  5. You stay in charge. Pocket money, limits and every entry.
  6. Habits that stick. Streaks and badges make logging fun.
  7. Start free, add your kids. Start your 14-day free trial. No card to start.

Money habits start early.

Kids learn money by using it: getting some, choosing what to do with it, and watching savings grow. Kinance turns that into a daily habit they enjoy, with you right there.

What kids practise every week
  1. Get

    Pocket money lands in their wallet, and they see it arrive.

  2. Choose

    Spend a little, save a little. Every choice gets logged.

  3. Grow

    Their goal jar fills up. Streaks and badges keep them going.

A week with Kinance

  1. Monday

    Pocket money arrives in Mia’s wallet. Kip cheers.

  2. Tuesday

    She logs an ice cream herself: two taps and a category.

  3. Thursday

    She moves $5 into her bike jar and watches it fill.

  4. Saturday

    A five-day streak earns a badge. You see every entry from your app.

What you get

  • Made for ages 8 to 16

    A playful look for younger kids and a calmer one for teens, set from their age.

  • Wallets and goal jars

    Spending money and savings kept apart, with jars that fill as they save.

  • You stay in charge

    Set pocket money and spending limits, reset a PIN, and see everything they log.

  • Private and safe

    No email or phone number needed. Kids only ever see their own money.

Questions

Does my child need a phone?

Kids mode works on any phone, tablet or computer browser. They sign in with a username and a four-digit PIN.

Is real money involved?

No. Kinance tracks money; it doesn’t hold it. Kids log the cash or card money they really have.

Is there an extra cost for kids?

No. Kids take a place in your Family plan workspace, which covers up to 5 people.

More in the main FAQ or see pricing.

Get your money happily sorted.

14 days free. No card to start. Bring the whole family.

Start your free trial