Pocket money, goals and Kip, all in their pocket.
Kids track their own money in an app made for them. You set pocket money and limits and see every entry.
Hi Mia!
My money
$47
In 2 wallets
Saving for
New bike
$49 of $120
How it works
Add your kid
Create a profile with a name, username and four-digit PIN, or share a join code.
Give pocket money
Move pocket money into their wallet from your account; they see it arrive.
Watch the habit grow
They log spends, fill goal jars and earn streaks and badges with Kip.
Get
Pocket money lands in their wallet, and they see it arrive.
Choose
Spend a little, save a little. Every choice gets logged.
Grow
Their goal jar fills up. Streaks and badges keep them going.
The details
- Two looks for two ages
- Playful for 8 to 12 and a calmer style for 13 to 16, set from their birth year.
- Wallets and goal jars
- Spending money and savings kept apart, with jars that fill as they save.
- Limits you control
- Set spending limits by category and change them any time.
- Safe by design
- No email or phone number for kids, and they only ever see their own money.
Questions
What age is kids mode for?
It’s designed for 8 to 16. Younger kids can use it with a parent alongside.
Does Kinance hold my child’s money?
No. Kinance tracks money; it isn’t a bank or a card. Kids log the cash or card money they really have.
Can my child see our family spending?
No. Kids only see their own wallets, goals and entries.
Get your money happily sorted.
14 days free. No card to start. Bring the whole family.
Start your free trial